VerifySOS is a 50-state business-verification tool for credit and underwriting in trucking and commercial finance. One search merges Secretary of State registration, FMCSA/USDOT authority, OFAC sanctions, UCC liens, ownership, and county DBA filings into a single PDF packet.

How do I look up a business across all 50 states?

Enter the company name and its 2-letter state code (or a USDOT number) on verifysos.com. It searches the Secretary of State and FMCSA SAFER side by side, screens OFAC, and generates a verification packet PDF.

How much does VerifySOS cost?

There is a free tier, a Starter plan at $14.99/month (about 250 searches), and a Pro plan at $25/month with unlimited searches plus API access, UCC, and DBA.

Does VerifySOS show business ownership and officers?

Yes. Where a state publishes officers, members, or managers in its free public records, VerifySOS pulls them into the packet, separate from the registered agent, which is not the owner.

← All posts June 29, 2026

Coconino County DBA search — how to look up a fictitious business name (AZ)

A DBA filing in Coconino County tells you who is operating under a assumed name · but it does not tell you the legal structure of the business or shield you from personal liability of the owner. For underwriting purposes, a DBA is a flag to dig deeper: you need to verify the entity behind it, pull the actual Secretary of State record, and confirm UCC liens. A fictitious business name search in Coconino County is the first step, but it is never the last one.

What a DBA filing actually shows

When someone files a Doing Business As (DBA) · also called a fictitious business name or assumed name · with the Coconino County Clerk/Recorder, they are registering the name they operate under. The filing captures the DBA name, the person or entity filing it, the mailing address, and the effective date. Many filings also include an expiration date, usually two years from the file date in Arizona.

The critical thing to understand: a DBA filing is not a legal entity. It is a registration. If John Smith files a DBA called “Flagstaff Logistics” in Coconino County, the legal entity is still John Smith operating as a sole proprietor · or, if a corporation or LLC filed it, that registered entity is the owner. The DBA is just the trade name. For credit underwriting, that distinction is the difference between knowing who you are lending to and guessing.

How to search Coconino County DBAs

The Coconino County Clerk/Recorder maintains fictitious business name records. The county provides a public records lookup portal where you can search by DBA name, owner name, or file number. Start with the DBA name you are verifying. If the search returns a filing, you will see the registered owner’s name, the filing date, and the expiration date.

Write down the owner name exactly as it appears. This is the person or business entity legally responsible for the DBA. If the owner is listed as an LLC or corporation, note that entity name · this is your next step for Secretary of State verification. If it is a person’s name, you have identified the individual liable for any debts incurred under that assumed name.

Check the expiration date. A DBA that has lapsed is not an active registration. Arizona DBAs expire every two years unless renewed. An expired DBA does not cancel liability, but it may signal a business that is dormant or neglected.

Why a DBA is not enough for underwriting

Many underwriters stop after finding a DBA. This is a mistake. A DBA filing proves a trade name was registered, but it does not prove:

· The legal structure of the business (sole proprietor, LLC, S-corp, partnership). · The actual owners or beneficial owners if the filer is a business entity. · Whether the entity has any liens, judgments, or UCC filings against it. · The tax ID or federal employer ID number. · Whether the business is in good standing with Arizona.

A business can file a DBA and still be insolvent, or a shell, or operating illegally. If the DBA owner is an LLC, you must pull the Arizona Corporation Commission record for that LLC to verify officers, managers, and current status. If it is a person, pull their UCC lien search to see if creditors are already in line ahead of you.

The sequence for verifying a DBA credit applicant

Start with the Coconino County DBA search to identify the registered owner. If the owner is a business entity (LLC, corporation, partnership), immediately pull the Secretary of State record for that entity to confirm its existence, filing date, and good-standing status. Cross-check the officers or managers named in the state record against the DBA filing to ensure alignment.

Next, run a UCC search on both the DBA owner’s name and the underlying entity’s name. A lien could be filed under either the trade name or the legal entity name, and you need to catch both. Check the county recorder in Coconino County for any recorded judgments or tax liens. Finally, if the applicant is seeking credit above a threshold that triggers due diligence, verify the business address by site visit or utility bill · many DBA filings list mail drops or law offices, not the actual place of business.

Arizona DBA vs. Secretary of State registration

Arizona does not require a business to file a DBA with the state. DBAs are filed at the county level · in this case, Coconino County. However, an LLC or corporation must register with the Arizona Corporation Commission (the state). A sole proprietor or partnership can operate under a DBA without a state-level registration, though that does not make the business legitimate for credit purposes.

If an applicant is a sole proprietor operating under a Coconino County DBA, there is no Secretary of State record to pull. You must rely on the DBA filing, UCC liens, county records, and personal credit / tax verification. This is higher risk than lending to a registered LLC or corporation, and your underwriting should reflect that.

Bottom line

A Coconino County fictitious business name search is a starting point, not a finish line. The DBA filing tells you the trade name and the registered owner · and if the owner is a business entity, it sends you to the Secretary of State. From there, pull UCC records, county liens, and personal or entity credit history. Do not lend based on a DBA filing alone. The name on the marquee is not the same as the legal entity signing the note.