Tag: trucking

6 posts

June 04, 2026

How chameleon carriers hide behind LLC renames

A trucking company loses its FMCSA operating authority. Two weeks later, a new LLC with a different name and a fresh DOT number is on the road with the same drivers, same equipment, same owner · and no underwriter…

June 02, 2026

Underwriting a Texas trucking carrier in 90 seconds

Texas lets you validate a trucking carrier's franchise-tax standing and pull officer names in a single API call. No portal crawling. No separate lookups. If you're underwriting a small fleet operator, that one call +…

May 27, 2026

USDOT vs MC number — what credit underwriters need to know

They're not the same number, they're not issued together, and only one of them tells you the carrier is actually legal to haul freight today.

May 06, 2026

The MCS-150 stale-date math — how to use it for credit underwriting

Every active USDOT carrier must update the MCS-150 biennially. The update date is one of the most useful single signals for trucking-credit underwriting.

April 27, 2026

BASIC scores — which of FMCSA's five categories actually predicts loss

FMCSA publishes five Behavior Analysis and Safety Improvement Categories. For credit underwriting, two of them carry most of the predictive signal.

April 24, 2026

Chameleon carriers — how to spot one before the deal funds

A chameleon carrier is a trucking company that closed under one MC and reopened under a new one to escape a bad safety record. The FMCSA data is there if you know where to look.

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